Bet on Yourself

You know how much money you have. Do you know how much you have left of everything else?

You open the banking app and there's your balance, down to the cent. But nobody ever taught you to read the other four accounts in your life: the time that is truly yours, the energy you get up with, what you know how to do, and the people you can count on. Most of us discover one of them is empty on the day we need it.

This book is the missing spreadsheet. It treats your life as what it is, a portfolio of five accounts that transfer into one another, and borrows the language of money to tell you what's going on: assets that pay, liabilities that charge, compound interest in small things, and a portfolio that needs rebalancing now and then.

• A three-minute balance sheet to find out which account is in the red.
• Thirteen one-week moves, small and measurable, one per chapter.
• A 90-day plan and a log to see what moved and what paid for it.
• Twenty-four cases of ordinary people: what they decided, what it cost them, and what never came back.

No quotes to frame and no promises. Just a way of looking that changes your decisions.

You are the asset. This is the investment that changes everything.